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Legal

State Disclosures

Pre-settlement funding disclosures vary by jurisdiction. The full disclosure for the state in which you are funded is included in your funding agreement.

General disclosure (applies to all funded plaintiffs):
  • Pre-settlement funding from Breeze Legal Funding LLC is non-recourse. You repay only from case proceeds.
  • Pricing is flat-rate. The repayment amount is fixed at funding and disclosed on page one of the funding agreement.
  • If your case results in no recovery, you owe Breeze nothing.
  • Your attorney must acknowledge the funding agreement before funding is disbursed.
  • You have a right to cancel within the rescission period applicable to your state (typically 5 business days).

State-specific notes

The pre-settlement funding industry is regulated at the state level. Several states have enacted statutes governing the form, pricing, and disclosure requirements of consumer-facing legal-funding agreements. Below is a summary of jurisdictions that maintain specific regimes; the full text of each disclosure is included in the funding agreement applicable to the state of the underlying claim.

New YorkDisclosure requirements under N.Y. Gen. Bus. Law. Right of rescission within 5 business days.
TennesseeTennessee Litigation Financing Consumer Protection Act compliance. Mandatory disclosure schedule.
IndianaCivil Proceeding Advance Payment Transactions Act compliance. Five-day rescission period.
VermontState-specific rate disclosure and contract format requirements.
MaineMaine Consumer Litigation Funding Act compliance.
NebraskaCivil Litigation Funding Act compliance.
OklahomaLitigation Financing Consumer Protection Act compliance.
OhioState-specific cap on funding agreement pricing structures.
Other statesFunding available subject to general consumer protection law and bar association guidance on third-party litigation finance in the relevant jurisdiction.

Where Breeze does not currently fund

A small number of states have either prohibited consumer pre-settlement funding outright or imposed regulatory regimes under which we are still seeking authorization. We do not currently extend plaintiff funding in those jurisdictions. Pre-settlement and medical lien funding is available in New York and New Jersey subject to applicable rules.

Reporting concerns

If you believe a Breeze funding agreement contains a disclosure error, contact us at compliance@breezelegalfunding.com. State funding regulators in the relevant jurisdiction also accept consumer complaints.

This page summarizes our disclosure approach. The legally operative disclosures applicable to your specific funding agreement are the disclosures contained in the agreement itself, drafted in accordance with the law of the relevant state. This is a placeholder structure; the actual state-by-state language must be reviewed and approved by counsel before launch.