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24-hour decisions · No repayment if you lose · Serving New York & New Jersey
The Process

Four steps. One outcome.

From application to wire transfer, Breeze closes most files in less than two business days. Here is exactly what to expect at each stage.

01 — Apply

Complete the 60-second online application with your name, attorney's contact information, and basic case facts. No credit pull, no documents required upfront, no fees of any kind. You can also call us directly and we will walk through the intake together.

02 — Coordinate

Our underwriter contacts your attorney directly to review the matter — liability theory, damages, insurance coverage, and projected resolution timeline. We handle the entire conversation with counsel so you don't have to coordinate between parties.

03 — Approve

You receive a written offer with a flat, non-compounding rate and one clear repayment figure tied to a defined milestone. No hidden fees, no tiered escalators, no surprises. You and your attorney review the contract together before anything is signed.

04 — Fund

Once the contract is countersigned, funds wire same-day to your bank account — or by overnight check if preferred. The repayment obligation exists only with your case. If the case does not result in a recovery, you owe us nothing.

Timeline

What happens after you apply.

  1. Right now You submit the application. Your information is encrypted in transit.
  2. Within 1 hour A US-based underwriter reviews your file and contacts your attorney. Not a chatbot, not a call center.
  3. Within 24 hours You receive a written offer with one clear, flat repayment figure.
  4. Same day after signing Funds wire directly to your bank account.

Ready to start?

The application takes 60 seconds. No credit check, no upfront cost, no obligation.